High Risk Payment Processing & Merchant Accounts That Approve You
SecureMerchant is the leading Stripe alternative for high risk credit card processing. Serving crypto, gaming, CBD, nutraceuticals, vape, travel, and subscription billing merchants. Instant 5-second settlements, spending accounts with rewards, and industry-leading approval rates.
Why Choose SecureMerchant for High Risk Payment Processing?
We specialize in high-risk merchant accounts with industry-leading approval rates and dedicated support for businesses that traditional processors reject.
Industry-Leading Approval
The highest approval rate in the industry. We approve merchants that others reject, including those with bad credit.
24-Hour Approval
Get approved in as little as 24 hours. Start accepting payments and growing your business immediately.
Chargeback Protection
Advanced fraud prevention and chargeback management tools to protect your business and revenue.
Competitive Rates
Fair, transparent pricing with no hidden fees. Rates comparable to traditional processors.
Instant Funding
Lightning-fast settlements in just 5 seconds. Access your funds instantly and keep your cash flow healthy.
Settlement Accounts with Rewards
Spend directly from your settlement account and earn rewards on every transaction. Banking built for merchants.
Get Started in 3 Simple Steps
Our streamlined application process gets you approved and processing payments fast.
Submit Application
Fill out our simple online application with your business information. Takes less than 10 minutes.
Get Approved
Our team reviews your application and typically approves within 24-48 hours. Industry-leading approval rate.
Start Processing
Integrate with your platform and start accepting payments immediately. We support all major platforms.
High-Risk Merchant Accounts for Every Industry
Specialized payment processing for CBD, crypto, gaming, nutraceuticals, vape, travel, and more. We approve merchants that Stripe and traditional processors reject.
Cryptocurrency
Online Gaming
Sweepstakes
Fantasy Sports
CBD & Hemp
Nutraceuticals & Supplements
Peptides
Subscription Services
Vape & E-Cigarettes
Travel & Tourism
Firearms & Ammunition
Credit Repair
Tech Support
Trusted by High-Risk Merchants Nationwide
Processing over $1 billion annually for businesses that traditional payment processors won't approve.
Annual Processing Volume
We process over $1 billion in transactions annually for high-risk merchants worldwide.
Active Merchants
Thousands of businesses trust us for their payment processing needs across 50+ industries.
Settlement Speed
Industry-leading instant settlements get your funds to you in just 5 seconds.
Ready for a Better Payment Processor?
Join thousands of high-risk merchants who trust SecureMerchant as their Stripe alternative. No setup fees, no contracts, just reliable high risk payment processing.